Terms & Conditions

Last updated: July 14, 2025

Please read these Terms & Conditions (“Terms,” “Terms of Service”) carefully before using the Cuttell Analytics website (https://cuttellanalytics.com/) and purchasing products from Cuttell Analytics with Cuttell Consulting Services Inc. (“us,” “we,” or “our”).

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

1. Accounts

  • If the website requires account creation:
    • You are responsible for maintaining the confidentiality of your account and password.
    • You agree to accept responsibility for all activities that occur under your account.
    • We reserve the right to terminate accounts, remove or edit content, or cancel orders in our sole discretion.

2. Products and Services

  • Product Descriptions: We attempt to be as accurate as possible. However, we do not warrant that product descriptions or other content is accurate, complete, reliable, current, or error-free.
  • Pricing:
    • All prices are primarily listed in Canadian Dollars (CAD), which is our base currency.
    • For your convenience, prices may be displayed in your local currency using real-time exchange rates, which are updated periodically.
    • Please note that the final transaction amount will be processed in Canadian Dollars (CAD) at the exchange rate determined by your financial institution or payment processor at the time of purchase. Your bank or credit card company may apply additional currency conversion fees or exchange rate markups, which are beyond our control.
    • All prices are subject to change without notice.
    • Applicable taxes (e.g., GST/HST) will be added at checkout based on your shipping address or our sales tax nexus.
  • Availability: All products are subject to availability. We reserve the right to discontinue any product at any time.

3. Digital Products (Ebooks) – Specific Terms

  • Licensing: When you purchase an ebook, you are purchasing a non-exclusive, non-transferable, revocable license for personal, non-commercial use only.
  • Prohibitions: You may not reproduce, redistribute, transmit, sell, re-sell, license, sublicense, lend, or otherwise transfer your ebook, or any portion thereof, to any third party. You may not modify, adapt, translate, reverse engineer, decompile, disassemble, or create derivative works based on your ebook.
  • Delivery: Ebooks are delivered digitally via download. You are responsible for ensuring your device and software are compatible with the ebook format(s) provided.

4. Physical Products (Paperbacks) – Specific Terms

  • Shipping: Details about shipping methods, carriers, estimated delivery times, and costs. (Coming soon… a separate Shipping Policy page here where applicable).
  • Risk of Loss: The risk of loss for items purchased from us passes to you upon our delivery to the carrier.

5. Order Acceptance and Cancellation

  • Your receipt of an electronic or other form of order confirmation does not signify our acceptance of your order, nor does it constitute confirmation of our offer to sell. We reserve the right at any time after receipt of your order to accept or decline your order for any reason.

6. Payment

  • We accept payment via Visa, MasterCard, PayPal, and other payment providers.
  • All transactions are processed securely.

7. Refund and Return Policy

  • Our Refund and Return Policy governs all returns and refunds for both digital and physical products. Please review our Refund and Return Policy Page for full details regarding eligibility, process, and deductions (e.g., payment processing fees).

8. Intellectual Property

  • The Service and its original content, features, and functionality are and will remain the exclusive property of Cuttell Analytics with Cuttell Consulting Services Inc. (or named Cuttell Consulting) and its licensors.
  • The content of our ebooks and all other materials on this website are protected by copyright, trademark, and other laws of both Canada and foreign countries.
  • Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Cuttell Analytics with Cuttell Consulting.

9. Links To Other Web Sites

  • Our Service may contain links to third-party web sites or services that are not owned or controlled by Cuttell Consulting.
  • We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party web sites or services. You further acknowledge and agree that Cuttell Consulting shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

10. Disclaimer of Warranties

  • Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.
  • We do not warrant that the Service will be uninterrupted, secure, or error-free; that defects will be corrected; or that the Service is free of viruses or other harmful components.

11. Limitation of Liability

  • In no event shall Cuttell Consulting, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

12. Indemnification

  • You agree to defend, indemnify and hold harmless Cuttell Consulting and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees), resulting from or arising out of a) your use and access of the Service, by you or any person using your account and password; or b) a breach of these Terms.

13. Governing Law

  • These Terms shall be governed and construed in accordance with the laws of Alberta, Canada, without regard to its conflict of law provisions.
  • Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

14. Changes to These Terms

  • We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
  • By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

15. Severability

  • If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect and enforceable.

16. Entire Agreement

  • These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.

17. Contact Us

 

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